NJPAIP and 
												respects your privacy, and we 
												are committed to protecting it. 
												We provide this privacy 
												statement to tell you how we do 
												that, and about the choices you 
												have.  
												 
												 
												
												This privacy 
												statement applies to our 
												website. It does not apply to 
												any linked sites. To learn about 
												the privacy policy of a linked 
												site, please refer to the 
												privacy statement for that site.
												
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												You can browse 
												our website without telling us 
												any personal information. You 
												also may be able to set your 
												browser to reject cookies. If 
												you do that, the website may be 
												less functional for you. . 
												 
												There are times where you may 
												choose to give us personal 
												information about you. For 
												example, you may ask that a 
												representative call you, or you 
												may request a quote for 
												insurance. 
												We need 
												certain information from you so 
												we can respond to your request. 
												Many of our customers register 
												for online access to their 
												account information. We need 
												information from you to register 
												you, and authenticate you, for 
												this access. 
												
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												We collect 
												Personal Information that you 
												voluntarily give us, and Site 
												Visitor Data, on our websites. 
												 
												Personal Information 
												We collect Personal Information 
												that you give us, for example, 
												to
												
													- request 
													a call from us and or 
 
												 
												representative
												
													- 
													register for a service on 
													this website
 
													- 
													instruct us to perform a 
													transaction, if you are a 
													registered customer
 
													- 
													complete a survey.
 
												 
												
												This 
												information commonly includes 
												your name, address, email 
												address, telephone number, and 
												if applicable, your account 
												number. Our website has security 
												safeguards that are designed to 
												protect the security 
												of any 
												personal information that you 
												decide to give us via the 
												Internet. 
												 
												Site Visitors Data 
												Site Visitor Data is data about 
												the way a website is used that 
												is not associated with an 
												individuals identity. We collect 
												this information to analyze how 
												our site is used and to improve 
												it. 
												 
												The kind of information we 
												collect includes: 
												
													- the 
													pages visited on our site
 
													- the 
													features used
 
													- how 
													long a visitor stays
 
													- the 
													domain name of the site from 
													which visitors connect to 
													our site.
 
												 
												
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												We use Personal 
												Information collected on this 
												website in several ways:
												
													- to 
													respond to your request for 
													a call, referral, or quote
 
													- to 
													process transactions you 
													request
 
													- to tell 
													you about products or 
													services we offer
 
													- to 
													authenticate registered 
													customers.
 
												 
												We use Site 
												Visitor ship Data to develop, 
												manage, and improve the 
												websites. Sometimes we add Site 
												Visitor ship to Personal 
												Information from registered 
												customers. We may use that 
												information to:
												
													- manage 
													the website
 
													- help 
													resolve problems
 
													- analyze 
													use of the site
 
													- tell 
													you about enhanced products 
													or services we offer that 
													are directly related to our 
													relationship.
 
												 
												
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												We will not 
												give Personal Information to non 
												NJPAIP.Com and or companies to 
												allow them to offer their 
												products to you. We will 
												disclose information collected 
												on this site to the appropriate 
												NJPAIP.Com 
												organization, representative or 
												contracted pre screened 
												Certified Producers to respond 
												to your request or tell you 
												about a product or service it 
												offers.  
												We may 
												disclose it to third parties as 
												required or permitted by law. 
												For example, we may disclose 
												information: 
												
													- to 
													local, state, or federal 
													regulators
 
													- to law 
													enforcement authorities who 
													subpoena it
 
													- to 
													vendors who provide us with 
													service, or
 
													- to 
													companies that may acquire 
													part or all of NJPAIP.Com.
 
												 
												
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												From time to 
												time, we may send you email 
												about our products and services.
												The address from which you write 
												to us will be removed from our 
												lists for email marketing 
												messages.  Back 
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												This website is 
												not directed toward children. We 
												do not knowingly collect or post 
												information from children under 
												the age of thirteen. You can 
												learn more about children's 
												privacy and the Children's 
												Online Privacy Protection Act 
												(COPPA) at 
												the Federal Trade Commissions 
												website at http://www.ftc.gov. 
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												This privacy 
												statement is effective as of 
												August 30, 2004. We reserve the 
												right to change this statement. 
												If we change it, we will post 
												the current privacy statement on 
												this page. 
												Any changes 
												to this statement will be 
												effective as of the day they are 
												posted. 
												
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												It is important 
												for us to know what visitors 
												have to say about our website.
												
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												In all of 
												our businesses, our aim is to 
												build lasting relationships with 
												our customers in the U.S. and 
												around the world. To meet this 
												goal, we must be worthy of their 
												trust in our ability to help 
												them achieve financial security, 
												and we 
												must remain ethical in all 
												aspects of our business 
												relationships both internal and 
												external. 
												 
												 
												For years, NJPAIP.Com  have 
												helped customers achieve 
												security and peace of mind. 
												NJPAIP.Com and or accomplishes 
												this mission by providing our 
												customers with the advice  
												and 
												information they seek through 
												the distribution options of 
												their choice, offering 
												assistance for higher risk 
												insurance consumers and access 
												to Certified Producers to help 
												solve their needs, supported by 
												excellent service.  
												Customers 
												trust our symbol, NJPAIP.COM   
												, it signifies our strength and 
												commitment to integrity. 
												 
												Our Guiding Principles 
												NJPAIP.Com and or recognizes its 
												duty to be socially responsible. 
												We demonstrate our 
												responsibility as a corporate 
												citizen when we interact with 
												our customers, associates, and 
												the community at large,  
												following 
												the guiding principles listed 
												below: 
												
													- We 
													build lasting relationships 
													with our customers by only 
													offering those services that 
													are appropriate to their 
													needs, provide fair value 
													and are in compliance with 
													applicable laws and 
													regulations.
 
													- We 
													nurture a culture within 
													that is highly moral, making 
													decisions based on doing the 
													right work in the right way 
													for the right results.
 
													- We 
													ensure no associates purpose 
													or business groups bottom 
													line is more important than 
													preserving the name and 
													goodwill of 
													
													NJPAIP.COM NJ High Risk Auto 
													Insurance. 
 
													- We 
													foster a climate where all 
													associates act with courage, 
													integrity, honesty, and 
													fairness. We are committed 
													to creating an atmosphere 
													that is free of 
													discrimination or harassment 
													of any kind, 
													
 
													- and 
													where differences are 
													respected and valued.
 
													- We 
													provide a virtually engaging 
													work environment, where 
													associates can learn, grow 
													and develop, both 
													professionally and 
													personally.
 
												 
												
												We hold all of 
												our associates to the highest 
												ethical standards. We clearly 
												articulate those standards, 
												reinforce this through training 
												programs and show a commitment 
												to the communities in which we 
												operate. 
												We provide 
												our employee with resources to 
												use when faced with an ethical 
												dilemma and encourage them to 
												offer suggestions and raise 
												issues as they arise. 
												 
												Accordingly, you expect the 
												highest level of ethical market 
												conduct standards whom you do 
												business with. 
												 
												NJPAIP.Com  whose purpose 
												is to promote high ethical 
												standards in overall assigned 
												risk insurance industry in NJ, 
												in particular; NJPAIP, NJCAIP. 
												The strength of 
												our organization is built on a 
												foundation of integrity and a 
												commitment to the highest 
												ethical standards.
												 
												  
												
													
														
															
															
																- 
																Privacy 
																Statement 
																Changes
 
																 
																If we change any 
																of the our 
																privacy 
																policies, the 
																changes will be 
																posted in this 
																document so that 
																you will always 
																know what 
																information we 
																gather, how we 
																might use that 
																information and 
																to whom we will 
																disclose it. We 
																reserve the 
																right, at our 
																discretion, to 
																change, modify, 
																add or remove 
																portions of this 
																Privacy 
																Statement at any 
																time. Please be 
																sure to check 
																this page 
																periodically for 
																changes. This 
																policy was last 
																changed and 
																posted on our 
																Site on December 
																27, 2013.
																
																Acceptance of 
																These Terms 
																 
																This Privacy 
																Policy is 
																incorporated 
																into and subject 
																to the terms of 
																the Service we 
																offer. Each time 
																that you use our 
																Service, you 
																signify that you 
																have read, 
																understood and 
																agree to be 
																bound by the 
																Terms of 
																Service, which 
																incorporates 
																this Privacy 
																Statement. If 
																you do not agree 
																to the terms of 
																this Privacy 
																Statement, you 
																must discontinue 
																using our 
																services and 
																websites. 
																 
															 
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