NJ Speeding Fines Effect on NJ Car Insurance

.:NJ Speeding Fines:.

The NJ Municipal Courts are the most common that NJ citizens in the State come into contact with in the judicial system, either as a defendant, a victim, or a witness. Most NJ citizens will never appear before another court, it is from their experience in the Municipal Courts that most people base their conclusions about the quality of justice in New Jersey.

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NJ Car Insurance High Risk Automobile Insurance Consumer Resources

What is NJ PAIP?
NJ Assigned or NJ High Risk Car Insurance mechanism for NJ drivers with 7 or more points.
MID TERM Non Pay Cancellations also qualify.
Established October 1, 1992 pursuant to N.J.S.A. 17:29D-1 and implemented by N.J.A.C. 11:3-2.1, PAIP is the residual market mechanism for New Jersey personal automobile insurance risks not eligible in the voluntary market
Once your DMV points and insurance points added together total seven or more you will have to go into the NJPAIP until you drop below seven total points. For help with qualification criteria and quotes call .

Traffic matters and related violations in NJ are handled by the New Jersey Municipal Court System. NJ Courts Online will allow you to handle this business online. Be careful before mailing in your fine because that is a immediate guilty plea.

60 DAYS TO DISPOSITION GOAL

The NJ Supreme Court has established sixty days as the goal time to dispose of a NJ Municipal Court case. Any Municipal Court Cases that take longer than that are considered to be backlog cases. Various case management techniques have been initiated in an effort to achieve the disposition time limit goal.

APPEALS- Any person who disagrees with the decision of a NJ Municipal Court decision may file an appeal. The appeal must be filed within 20 calendar days of the court's decision. Appeals from the NJ Municipal Courts System are heard at the county level in the same county the municipality is in and is heard by the Superior Court, Law Division. The Superior Court Judge reviews the transcript and any other facts of evidence or legal papers from the trial and makes a decision regarding the case. New testimony or evidence are generally not heard nor admitted for your appeal. The following link will help you prepare How to Appeal a Decision of a NJ Municipal Court, for persons wishing to appeal a NJ Municipal Court decision.

NJSA
Section: offense Points
New Jersey Turnpike, Garden State Parkway and Atlantic City Expressway
27:23-29 Moving against traffic 2
27:23-29 Improper passing 4
27:23-29 Unlawful use of median strip 2
All roads and highways
39:3-20 Operating constructor vehicle in excess of 45 mph 3
39:4-14.3 Operating motorized bicycle on a restricted highway 2
39:4-14.3d More than one person on a motorized bicycle 2
39:4-35 Failure to yield to pedestrian in crosswalk 2
39:4-36 Failure to yield to pedestrian in crosswalk; passing a vehicle yielding to pedestrian in crosswalk 2
39:4- 41 Driving through safety zone
2
39:4-52 Racing on highway
5
39:4-55 Improper action or omission on grades and curves
2
39:4-57 Failure to observe direction of officer
2
39:4-66 Failure to stop vehicle before crossing sidewalk
2
39:4-66.1 Failure to yield to pedestrians or vehicles while entering or leaving highway 2
39:4-66.2 Driving on public or private property to avoid a traffic sign or signal
2
39:4-71 Operating a motor vehicle on a sidewalk
2
39:4-80 Failure to obey direction of officer
2
39:4-81 Failure to observe traffic signals
2
39:4-82 Failure to keep right
2
39:4-82.1 Improper operating of vehicle on divided highway or divider
2
39:4-83 Failure to keep right at intersection 2
39:4-84
Failure to pass to right of vehicle proceeding in opposite direction
5
39:4-85 Improper passing on right or off roadway
4
39:4-85.1 Wrong way on a one-way street
2
39:4-86 Improper passing in no passing zone
4
39:4-87 Failure to yield to overtaking vehicle
2
39:4-88 Failure to observe traffic lanes
2
39:4-89 Tailgating
5
39:4-90 Failure to yield at intersection 2
39:4-90.1 Failure to use proper entrances to limited access highways
2
39:4-91-92 Failure to yield to emergency vehicles
2
39:4-96 Reckless driving
5
39:4-97 Careless driving
2
39:4-97a Destruction of agricultural or recreational property
2
39:4-97.1 Slow speed blocking traffic
2
39:4-97.2 Driving in an unsafe manner (points only assessed for the third or subsequent violation(s) within a five-year period.)
4
39:4-98 Exceeding maximum speed 1-14 mph over limit 2
39:4-99 Exceeding maximum speed 15-29 mph over limit
4
Exceeding maximum speed 30 mph or more over limit
5
39:4-105 Failure to stop for traffic light
2
39:4-115 Improper turn at traffic light 3
39:4-119 Failure to stop at flashing red signal
2
39:4-122 Failure to stop for police whistle
2
39:4-123 Improper right or left turn
3
39:4-124 Improper turn from approved turning course
3
39:4-125 Improper U-turn
3
39:4-126 Failure to give proper signal
2
39:4-127 Improper backing or turning in street
2
39:4-127.1 Improper crossing of railroad grade crossing
2
39:4-127.2 Improper crossing of bridge
2
39:4-128 Improper crossing of railroad grade crossing by certain vehicles
2
39:4-128.1 Improper passing of school bus
5
39:4-128.4 Improper passing of frozen dessert truck 4
39:4-129 Leaving the scene of an accident - No personal injury
2
Personal injury
8
39:4-144 Failure to observe stop or yield signs
2
39:5C-1 Racing on highway
5
39:5D-4 Moving violation out of state 2
For NJ Preferred Car Insurance Help go to www.njcarinsurance.org