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Shopping for NJ Car insurance is a task that takes, time, patience and knowledge. This impromptu worksheet will assist you by providing a list of the documents and information commonly requested by companies and agents during the application process. You may find it helpful to gather this information before you apply for insurance. This could prevent unnecessary delays when applications are deemed incomplete.
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Completed NJ Application
Completed NJ Coverage Selection Form
Supporting Documents/Information (documents vary by company, but most of this will be required.) NJPAIP Requirements are in blue.
Proof of NJ residency *
The following information for each driver listed as operators: name, relationship to applicant, date of birth, sex, marital status, and possibly social security number
Copy of Motor Vehicle Reports for all drivers listed as operators**
Copy of driver's license (s) for each driver in household
Year, make model, body style and vehicle identification number of each vehicle to be insured
Copy of registration for all vehicles in household
Copies of policies for vehicles in household not insured under requested policy
Copies of police reports for all accidents
Copies of moving violation citations
Lien holder/copy of lease (s), if applicable
Copy of current auto policy/insurance card's indicating coverage for previous 12 months
Employment information for drivers to be insured
Odometer reading for each vehicle
Distance of commute to work/school for each vehicle
Membership ID, card, etc., if applying for insurance with a company with membership requirements
Driver Training or Defensive Driver certificate
Report card or transcript for Good Student discount
Copy window sticker or invoice for anti theft discount
Copy of window sticker or invoice for safety devices
Membership card for member organization discount
*Proof of residency may include utility bill, copy of lease, affidavit from homeowner, phone bill, mortgage coupon, recent bank statement or voter registration card.
You are not required to personally supply copies of motor vehicle reports. However, this may expedite the process.
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